Individual dental insurance is designed to offer you coverage and help you budget for all levels of care. Dental plans offer a variety of diagnostic, preventative care, and corrective services which include cleanings, exams, X-rays, fillings, root canals, orthodontia for children, and emergency care while traveling. All of these are important for maintaining a healthy smile and having coverage may help you get the dental care you need.
Keep in mind that some policies may have a waiting period before your coverage kicks in. Another important thing to check in your policy is what your deductibles and copays will be to see if they fit your needs. You’ll also want to know what your annual limits are for your insurance coverage.
Preventative care such as cleanings and exams, diagnostic services such as X-rays, and corrective services such as fillings and root canals.
Without insurance, you would need to pay out-of-pocket for dental care, both planned and unexpected. Having coverage may help you save on these costs.
Individual dental insurance policies are usually simple and straightforward since you’ll know which procedures are covered and what the out-of-pocket costs might be for the dental services you need. It may also help bring you peace of mind knowing that should you need unexpected dental care services, you’ll have coverage for the care you need in that instance.
Are you looking for an individual dental insurance plan? Contact us to discuss your needs and to go over your coverage options.